Over our many years in advising clients with their insurance needs, we have reviewed thousands of insurances policies and relish the opportunity to help clients by pouring over every line of language during our thorough and comprehensive review of their existing policies. With a detail-oriented, laser-focused approach, our team looks for anything that might be missing or deficient in a policy and then works to enhance it. We scrutinize and analyze everything from the standard property and liability policies to lesser-known and often misunderstood management liability and cyber risk policies. We also conduct contract review, critically examining insurance and indemnity clauses in contracts and providing industry-specific guidance.
Risk Management and Insurance Coverage Analysis
The members on our team perform comprehensive review of all insurance policies for content, accuracy and intent of coverage. After identifying any exclusions, restrictions or limitations of coverage, we take the best course of action to address the inadequacies. This helps ensure our clients’ assets and enterprises are adequately covered.
Management Liability Analysis
In our extensive experience, we have noticed that the policies intended to cover management liability exposures are often overlooked and deficient. As part of our holistic approach to protect a company’s operations and means of approach to risk transfer, we analyze these particular exposures and ensure the policies addressing them are sufficiently broad and competitive.
Cyber Risk Analysis
As cyber risks continue to evolve, becoming increasingly complex and playing an ever-expanding role in company operations, we stay abreast of the cyber liability insurance market to ascertain our clients receive the right cyber insurance knowledge, expertise and breadth of coverage. Given the seemingly endless accidental or neglect-induced risks, as well as the nefarious cyber hazards constantly generated by bad actors in virtually every corner of the world, we strive to put together the optimal cyber insurance policy specifically tailored for each client’s unique exposures. We pride ourselves on keeping up-to-date on new coverage models and negotiating the breadth of coverage necessary to safeguard against all cyber hazards.
Contractual Risk Assessment
Because of our well-honed skills at effectively drafting and negotiating contracts with lenders, partners, investors, service providers, vendors or any third-party, we serve as a valuable resource to our clients assisting them with the insurance and indemnity clauses in their contracts. We understand and apply the accurate terminology and appropriate insurance requirements to properly transfer risk and liability to third parties when appropriate. We’re also adept at using the language most suitable to trigger coverage within each party’s policies.
Vendor Insurance and Compliance Management
Our team assists in setting up protocols and procedures to review vendor insurance documents to ensure compliance with existing contracts and to rectify any noncompliance when it does occur.